Kenya, in East African deserves an accolade for the level of financial inclusion it has achieved, and I think other African countries, and indeed the continent as a whole, should borrow a leaf from Kenya. There is little or nothing we can achieve in terms of sustainable and inclusive economic development if financial inclusion remains a matter of ticking the boxes, media hypes by governments and sensational public relations to attract alms from international donors. Beyond what we have read in the media about financial inclusion in Kenya, I saw firsthand how the upper class, middle class and lower class, irrespective

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